Secure your monthly income for life

Get a personalized projection of your guaranteed monthly payout in under two minutes.

40+
A-Rated Carriers
50
States Licensed
2 min
Avg. Quote Time
$0
Cost To You
No credit check
Info stays private
Takes under 2 min
Free QuoteStep 1 of 4
$10k$10,000$2M+

Estimated Monthly Income

$53

Illustrative estimate for $10,000 based on current fixed annuity payout rates.

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Independent guidance
Not tied to any single carrier.
Licensed advisors
Real humans, no call-center scripts.
Private & secure
Your details are never sold.
No obligation
Explore your options at your pace.
A happy multigenerational family smiling together on a front porch
Peace of mind

Retirement you can actually enjoy — with the people you love

A guaranteed income stream means fewer money worries and more time for the moments that matter most.

Guaranteed monthly income

A steady paycheck that keeps arriving, month after month.

Growth without the stress

Options with downside protection so a market dip doesn't derail your plan.

Legacy for loved ones

Structures that can pass remaining value on to a spouse or beneficiary.

A-rated carriers

We only work with insurers rated A- or higher by AM Best.

How it works

Retirement planning simplified

We remove the complexity of traditional insurance to help identify products that fit your goals.

1

Tell us your goals

Answer 4 quick questions about your age, savings, and retirement timeline.

2

Compare carrier rates

We review A-rated providers to help identify options that may fit your goals.

3

Lock in your income

Finalize your application digitally with support from a licensed insurance advisor.

Annuity types

Choose the right path

Three ways to turn your savings into guaranteed income. We'll match you to the right one.

Fixed Annuity

Fixed, predictable payout structure

Growth: Steady
Most popular

Fixed Index (FIA)

Market-linked growth potential with downside protection features

Growth: Moderate

Immediate (SPIA)

Instant monthly paycheck for life

Growth: Low
Why retirees choose us

Clarity you can plan around, not sales pressure.

We walk you through your options in plain English, compare structures side by side, and help you understand exactly how each product could fit into your retirement — before you ever fill out an application.

  • Independent, carrier-agnostic guidance
  • Licensed insurance professionals available by request
  • No obligation to purchase — ever
  • Your information is never sold to third parties
A+
BBB Rating
$0
Fee to You
40+
Carriers Reviewed
50
States Served
FAQ

Common questions

Are my funds protected?
Yes. Annuities are backed by state guaranty associations. We only partner with carriers rated A- or higher by AM Best.
How long does the process take?
You can get an instant estimate online. Formal applications typically take 3–5 business days to process with the carrier.
Do I pay Annuity Planner any fees?
No. We're compensated directly by the insurance carriers, so our recommendation is always free to you.
Can I access my money if I need it?
Most annuities allow penalty-free withdrawals of 10% per year. We'll match you with a contract that fits your liquidity needs.

See your guaranteed monthly income in under 2 minutes

Free, no obligation. Licensed advisors on standby.

No credit check 100% free Under 2 minutes